Dollar Jane

I recently found this draft post I began to write in July:

“I’ve taken stock of my financial situation right now and am thinking about changing my strategy for saving. I would very much like to buy a home, and I think that I could easily do so in a few months. I have a 770 FICO score, and my only installment loan is the $51 I pay monthly to Sallie Mae.”

Well, I’ve done it. I put in an offer on a house that was accepted.  We’re currently finalizing the repair agreement and once that is done, I’ll go to closing at the end of December.  I saved $5,000, and will be using my employer’s first-time homebuyers program to purchase a house. I get $12,000 in incentives because my home purchase price is under $200,000 and I am buying in a priority growth area.

So, now I’m frantically alternating between obsessing over my new monthly budget, and obsessing over my interior design and things I want to buy.